TERMS OF USE 

Effective Date: February 2023

PLEASE READ THESE TERMS AND CONDITIONS OF USE ("Terms") BEFORE USING THIS SITE. Welcome to Mercer.com. We refer to this website or application and its entire contents, features, design, and functionality as the “Site.” By continuing to access or use this Site, or any service on this Site, you signify your acceptance of these Terms. 美世(美国)有限责任公司(“美世”)代表其自身及其在世界各地的子公司(统称为“美世公司”)拥有并运营本网站，为美世公司向其用户提供信息和在线服务(“服务”)。. From time to time, Mercer may modify or amend the Terms. Accordingly, please continue to review the Terms whenever accessing or using this Site. Your use of this Site, or any Service on this Site, after the posting of modifications to the Terms will constitute your acceptance of the Terms, as modified. If, at any time, you do not wish to accept the Terms, you may not use this Site. 您提出的附加于本条款或与本条款相冲突的任何条款或条件均被美世明确拒绝，且不具有任何效力. 本条款约束您对本网站的使用，并独立于您与美世签订的任何其他协议的条款或条件.

 1. User Assent to Terms and Conditions of Use. You represent that you have read and agree to be bound by the Terms. You further agree: (i) to comply with applicable U.S. federal, state, local, and foreign laws and regulations regarding the transmission of any data obtained from the Site in accordance with the Terms; (ii) not to use the Site for illegal purposes; and (iii) not to interfere or disrupt networks connected to the Site.

 2. Intellectual Property. This website, including but not limited to text, fonts, content, photographs, video, audio and graphics, is protected by copyrights, trademarks, service marks, international treaties and/or other proprietary rights and laws of the U.S. and other countries. The Site is also protected as a collective work or compilation under U.S. copyright and other laws and treaties. All individual articles, columns and other elements making up the Site are also copyrighted works. The trademarks, service marks, trade names, trade dress, logos, designs, and sounds associated with the Site are owned by Mercer or third parties. You agree to abide by all applicable copyright, trademark, and other laws, as well as any additional intellectual property notices or restrictions contained in the Site.

 3. Authorised Use; Restrictions on Use. You may not use the Site for any illegal purpose or in any manner inconsistent with the Terms. You agree to use the Site solely for the use and benefit of you and your own organisation, and not for resale or other transfer to, or use by or for the benefit of, any other person or entity. You agree not to use, transfer, distribute or dispose of any information contained in the Site in any manner that could compete with, or be detrimental to, the business of Mercer. You acknowledge that the Site has been developed, compiled, prepared, revised, 由美世和其他人(包括某些其他信息来源)通过应用通过花费大量时间开发和应用的方法和判断标准选择和安排, effort and money and constitutes valuable intellectual property and trade secrets of Mercer and such others. 您同意在本协议期间及之后保护美世及所有在本网站拥有权利的其他人的专有权利，并遵守美世或其内容供应商提出的所有合理书面要求, equipment or otherwise ("Suppliers") to protect their and others’ contractual, statutory and common law rights in the Site. 您同意在得知任何一方未经授权访问或使用本网站或本网站侵犯任何版权的任何索赔时，立即书面通知美世, trademark or other contractual, statutory or common law rights.

 4. Further Restrictions on Use. YOU MAY NOT COPY, REPRODUCE, RECOMPILE, DECOMPILE, DISASSEMBLE, REVERSE ENGINEER, DISTRIBUTE, PUBLISH, DISPLAY, PERFORM, MODIFY, UPLOAD TO, CREATE DERIVATIVE WORKS FROM, TRANSMIT OR IN ANY WAY EXPLOIT ANY PART OF THE SITE, 但您可以从本网站下载资料及/或打印合理数量的副本供您个人使用或在您的机构内使用, PROVIDED THAT ALL COPIES RETAIN ALL COPYRIGHT AND OTHER PROPRIETARY NOTICES. WITHOUT LIMITING THE GENERALITY OF THE FOREGOING, THE ANALYSIS AND PRESENTATION INCLUDED IN THE SITE MAY NOT BE RECIRCULATED, REDISTRIBUTED OR PUBLISHED BY YOU WITHOUT MERCER’S PRIOR WRITTEN CONSENT. MODIFICATION OF THE SITE’S CONTENT IS A VIOLATION OF MERCER’S COPYRIGHT AND OTHER PROPRIETARY RIGHTS. ADDITIONALLY, 您不得出售本网站的任何部分或将其分发到任何媒体上，包括但不限于无线电视或广播, A COMPUTER NETWORK OR HYPERLINK FRAMING ON THE INTERNET WITHOUT THE PRIOR WRITTEN CONSENT OF MERCER. THE SITE AND THE INFORMATION CONTAINED THEREIN MAY NOT BE USED TO CONSTRUCT A DATABASE OF ANY KIND, 也不得将本网站(全部或任何部分)存储在数据库中，供您或任何第三方访问，或分发包含本网站全部或部分内容的任何数据库站点. YOU MAY NOT USE THE SITE IN ANY WAY TO IMPROVE THE QUALITY OF ANY DATA SOLD OR CONTRIBUTED BY YOU TO ANY THIRD PARTY. YOU MAY NOT USE ANY OF THE TRADE-NAMES, TRADE-MARKS, SITE-MARKS AND LOGOS DISPLAYED ON THE SITE (COLLECTIVELY "MARKS"), EXCEPT AS EXPRESSLY PROVIDED IN THESE TERMS. NOTHING APPEARING ON THE SITE OR ELSEWHERE SHALL BE CONSTRUED AS GRANTING, BY IMPLICATION, ESTOPPEL, OR OTHERWISE, ANY LICENSE OR RIGHT TO USE ANY MARKS. YOU WILL NOT USE THE SITE, 其中包含的信息或未经请求的邮件或垃圾邮件材料中的任何美世的名称或标记，不会向使用本网站的任何个人或实体发送垃圾邮件或发送未经请求的邮件.

 5. Communication Services. This Site may contain news groups, forums, 和/或其他信息或通信设施，旨在使您能够与公众或群体(集体)进行通信, "Communication Services"). You may be required to register to use the Communication Services. You agree to maintain the confidentiality of your password as a result of your registration, and you agree not to disclose it to any other individual or entity. 您同意，您对维护您的密码的机密性负有全部责任，并且您将对任何违反此义务的行为负责, including any damages which flow from, or are connected to, such breach, without limitation. You agree that you are fully responsible for all activities that occur under your password. 您还同意，如果您有任何理由认为您的密码被泄露，请立即联系美世.

我们可能为您和其他用户提供机会，通过本网站的通信服务发布或提交内容. 美世不认可任何用户帖子，不应将其视为反映美世的意见或观点. You agree that you are responsible for any content you post or otherwise submit through the Communication Services, including its legality, reliability, appropriateness, originality and copyright. You agree to use the Communication Services only to post, send and receive messages and material that are proper and related to the particular Communication Service. By way of example, and not as a limitation, you agree that when using a Communication Service, you will not:

  • Defame, abuse, harass, stalk, threaten or otherwise violate the legal rights (such as rights of privacy and publicity) of others.
  • Publish, post, upload, distribute or disseminate any inappropriate, profane, defamatory, infringing, obscene, indecent or unlawful topic, name, material or information.
  • 上传包含受知识产权法(或隐私权或公开权)保护的软件或其他材料的文件，除非您拥有或控制其权利或已获得所有必要的同意.
  • Upload files that contain viruses, corrupted files, or any other similar software or programmes that may damage the operation of another's computer.
  • Advertise or offer to sell or buy any goods or services for any business purpose, unless such Communication Service specifically allows such messages.
  • Conduct or forward surveys, contests, pyramid schemes or chain letters.
  • Download any file posted by another user of a Communication Service that you know, or reasonably should know, cannot be legally distributed in such manner.
  • Falsify or delete any author attributions, 上传文件中包含的软件或其他材料的起源或来源的法律或其他适当通知或专有名称或标签.
  • Restrict or inhibit any other user from using and enjoying the Communication Services.
  • Violate any code of conduct or other guidelines which may be applicable for any particular Communication Service.
  • Harvest or otherwise collect information about others, including e-mail addresses, without their consent.
  • Violate any applicable laws or regulations.

Mercer has no obligation to monitor the Communication Services. However, 美世保留审查发布到传播服务的材料并自行决定删除任何材料的权利. 美世保留随时终止您使用任何或所有通信服务的权利，恕不另行通知，无论出于何种原因.

Mercer will manage any personal information it collects via this Site in accordance with its Privacy Statement at http://siqk.myjjoyonline.com/footer/privacy-notice. In accordance with its Privacy Statement, Mercer reserves the right at all times to disclose any information as necessary to satisfy any applicable law, regulation, legal process or governmental request, or to edit, refuse to post or to remove any information or materials, in whole or in part, in Mercer’s sole discretion.

Mercer does not claim ownership of the materials you provide to Mercer (including feedback and suggestions) or post, upload, input or submit to any Communication Services (collectively "Submissions"); however, by posting, uploading, inputting, providing or submitting your Submission you are granting Mercer, its affiliated companies, 分被许可方和本网站的其他用户允许将您提交的内容用于其业务运营，包括, without limitation, the rights to: copy, distribute, transmit, publicly display, publicly perform, reproduce, edit, translate and reformat your Submission; and to publish your name in connection with your Submission.

No compensation will be paid with respect to the use of your Submission, as provided herein. 美世没有义务发布或使用您可能提供的任何提交材料，并可随时自行决定删除或编辑任何提交材料.

You also understand that anything you post will be considered non-confidential and non-proprietary, and by posting, uploading, inputting, 提供或提交您的提交内容时，您保证并声明您拥有或以其他方式控制本节中所述的您的提交内容的所有权利，包括, without limitation, all the rights necessary for you to provide, post, upload, input or submit the Submissions.

 6. License. 除了根据本条款使用本网站的有限权利外，您没有获得本网站及其所含材料的任何权利或许可.

 7. Linking And Framing. Mercer prohibits caching the Site, unauthorised hypertext links to this Site, and the framing of any materials available through this Site. 美世保留禁用任何未经授权的链接或框架的权利，并明确拒绝对链接到本网站的任何其他互联网网站的内容承担任何责任. Other internet sites which are linked to the Site have their own terms and conditions of use and privacy policies. 访问与本网站链接的任何其他互联网网站的风险由您自行承担，美世明确拒绝承担与此类网站相关的任何及所有责任.

 8. Linking. Without specific, written consent by Mercer, you specifically may not link to this Site, either the home page or to any other page that is located one or several levels down from the home page ("deep link"), nor are you permitted to bring up or present content of this Site within another website ("frame").

 9. Rights Reserved. All present and future rights in and to trade secrets, patents, copyrights, trade names, trademarks, service marks, databases, know-how and other proprietary rights of any type under the laws of any governmental authority, domestic or foreign, including rights in and to all applications and registrations relating to the Site (the "IP Rights") shall, as between you and Mercer, at all times be and remain the sole and exclusive property of Mercer. 本网站当前和未来的所有权利和所有权(包括利用本网站及其任何部分的任何当前或未来技术的权利)归美世所有.

 10. Disclaimer and Limitation of Liability. The information contained on this Site provides only a general overview of subjects covered, is not intended to be taken as advice regarding any individual situation, 不应以此为依据，不构成也不能代替获得您自己的税务或法律建议. You should consult your insurance and legal advisers regarding specific coverage issues. All insurance coverage is subject to the terms, conditions, and exclusions of the applicable individual policies. 美世不能保证可以为任何特定客户或任何特定风险获得保险.

You agree that your use of the Site is at your sole risk and acknowledge that the Site and anything contained therein, including, but not limited to, content, services, goods or advertisements, or any documents on the Site (the "Items") are provided on an "AS IS" and “AS AVAILABLE” basis, without any representations, warranties or conditions of any kind, whether express or implied, as to the Site and the Items, including, but not limited to, implied representations, warranties or conditions of merchantability, non-infringement, title, fitness for a particular purpose or use, performance, availability, timeliness, accuracy or completeness. Mercer does not warrant that the Site is compatible with your equipment or is free of errors or viruses, worms or "Trojan horses" and is not liable for any damage you may suffer as a result of such destructive features. You agree that Mercer, its Suppliers and its third-party agents shall have no responsibility or liability for: (i) any injury or damages, whether caused by the negligence of Mercer, its employees, subcontractors, agents, Suppliers or otherwise arising in connection with the Site; or (ii) any fault, inaccuracy, omission, delay or any other failure in the Site caused by your computer equipment or arising from your use of the Site on such equipment; or (iii) any reliance you place on the Items without our express consent.

Links from or to websites outside the Site are meant for convenience only. Mercer does not review, endorse, approve or control, and is not responsible for any sites linked from or to the myjjoyonline.com website, the content of those sites, the third parties named therein, or their products and services. 链接到任何其他网站的风险由您自行承担，美世不对与链接相关的任何损害负责或承担责任. The content of other websites, services, goods or advertisements that may be linked to the Site is not maintained or controlled by Mercer. 可下载软件网站的链接仅为方便起见，美世不对与下载软件相关的任何困难或后果负责或承担责任. Mercer is therefore not responsible for the availability, content or accuracy of other websites, services or goods that may be linked to, or advertised on, the Site. Mercer does not: (a) make any warranty, express or implied, with respect to the use of the links provided on, or to, the Site; (b) guarantee the accuracy, completeness, usefulness or adequacy of any other websites, services, goods or advertisements that may be linked to the Site; or (c) make any endorsement, express or implied, of any other websites, services, goods or advertisements that may be linked to the Site. 美世也不对您用于访问本网站的电话线和设备的可靠性或持续可用性负责. 您理解美世和/或本网站的第三方贡献者可随时选择禁止或禁止根据本条款访问其内容.

 11. Limitation of Liability. YOU AGREE THAT UNDER NO CIRCUMSTANCES, INCLUDING BUT NOT LIMITED TO NEGLIGENCE, SHALL MERCER, ITS SUPPLIERS OR ITS THIRD PARTY AGENTS BE LIABLE TO YOU OR ANY THIRD PARTY FOR DIRECT, INDIRECT, INCIDENTAL, CONSEQUENTIAL, SPECIAL, 惩罚性或惩戒性损害赔偿，即使美世的授权代表已被明确告知此类损害赔偿的可能性, ARISING FROM USE OF OR INABILITY TO USE THE SITE OR ANY LINKS OR ITEMS ON THE SITE OR ANY PROVISION OF THE TERMS, SUCH AS, BUT NOT LIMITED TO, LOSS OF REVENUE OR ANTICIPATED PROFITS OR LOST BUSINESS. THIS LIMITATION ON LIABILITY INCLUDES, BUT IS NOT LIMITED TO, THE TRANSMISSION OF ANY VIRUSES WHICH MAY INFECT A USER'S EQUIPMENT, FAILURE OF MECHANICAL OR ELECTRONIC EQUIPMENT OR COMMUNICATION LINES, UNAUTHORISED ACCESS, OR ANY FORCE MAJEURE. MERCER CANNOT AND DOES NOT GUARANTEE CONTINUOUS, UNINTERRUPTED OR SECURE ACCESS TO THE SITE. SOME JURISDICTIONS DO NOT ALLOW THE EXCLUSION OF CERTAIN DAMAGES, SO THE ABOVE EXCLUSIONS MAY NOT APPLY TO YOU. YOU MAY HAVE OTHER RIGHTS WHICH VARY FROM COUNTRY TO COUNTRY. 您因适用这些司法管辖区的法律而享有的任何权利不受本免责声明的影响.

 12. Representations and Warranties. You represent, warrant and covenant that you: (i) are at least 18 years old and/or have the power and authority to enter into this agreement; (ii) can form legally binding contracts under applicable law; (iii) shall not use any rights granted hereunder for any unlawful purpose; and (iv) shall use the Site only as set forth in these Terms.

 13. Indemnification. You agree, at your own expense, to indemnify, defend and hold harmless Mercer and its employees, representatives, Suppliers and agents, against any claim, suit, action or other proceeding, to the extent based on or arising in connection with your use of the Site, or any links on the Site, including, but not limited to: (i) your use or someone using your computer’s use of the Site; (ii) a violation of the Terms by you or anyone using your computer; (iii) a claim that any use of the Site by you or someone using your computer infringes any IP Right (as herein defined) of any third party, or any right of personality or publicity, is libellous or defamatory, or otherwise results in injury or damage to any third party; (iv) any deletions, additions, insertions or alterations to, or any unauthorised use of, the Site by you or someone using your computer or your password; or (v) any misrepresentation or breach of representation, warranty or covenant made by you contained herein. You agree to pay any and all costs, 损害赔偿和费用(包括合理的律师费)以及对任何此类索赔作出的裁决或由此产生的或与此类索赔有关的或由此产生的费用, suit, action or proceeding.

 14. Termination. Either you or Mercer may terminate these Terms with or without cause at any time and effective immediately. You may terminate by discontinuing use of the Site and destroying all materials obtained from the Site. These Terms will terminate immediately without notice from Mercer if Mercer determines, in its sole discretion, that you have failed to comply with any provision of these Terms. Upon termination by you or upon notice of termination by Mercer, you must promptly destroy all materials obtained from the Site and any copies thereof. Sections 2, 3, 4, 5, 7, 8, 9, 10, 11, 12, 13, 14, 15, 17, 19, 20, 21, 22 and 23 shall survive any termination of these Terms.

 15. Governing Law. 本条款受美利坚合众国和纽约州法律管辖并依其进行解释, without giving effect to conflicts of law principles thereof. 您同意就因本协议引起的任何法律诉讼接受位于纽约县的州法院和联邦法院的属人管辖权，并放弃对该等法院的适当性或便利性的异议.

 16. Access Outside the United States. If you choose to access the Site from outside the United States, you are responsible for compliance with foreign and local laws. Mercer shall not provide insurance or reinsurance broking, risk consulting, 索赔或其他服务或提供任何利益，但该等服务或利益的提供将违反适用法律或使美世或其关联公司面临任何制裁, prohibition or restriction under UN Security Council Resolutions or under other trade or economic sanctions, laws or regulations By using the Site, you represent and warrant that you are in compliance with all local and foreign laws.

 17. Miscellaneous. Official Correspondence must be sent via postal mail to:

 Mercer (US) LLC

 Office of the General Counsel

 Attn: Website Enquiries

 1166 Avenue of the Americas

 New York, New York 10036

 18. Certain areas of this Site are subject to additional terms of use. By using such areas, or any part thereof, you agree to be bound by the additional terms of use applicable to such areas. 

 19. Severability. If any provision of these Terms is found to be unlawful, void, or for any reason unenforceable, then that provision shall be deemed to be severed from the rest of these Terms and shall not affect the legality, validity and enforceability of any remaining provisions.

 20. No Assignment. 本条款的规定将有利于美世及其继任者、受让人及相关人员，并对其具有约束力, and you and your heirs, executors, administrators, successors, permitted assigns, and personal representatives. 未经美世明确事先书面同意，您不得转让本条款或您在本条款项下的权利和义务，美世可自行决定是否予以拒绝. Mercer may assign these Terms and its rights and obligations under these Terms without your consent.

 21. No Waiver. 任何一方对另一方在履行其在本条款项下的义务时的任何违约或不履行的同意或放弃，均不应被视为或解释为对继续违约或不履行或任何其他违反或不履行该方的义务或任何其他义务的同意或放弃. No consent or waiver will be effective unless in writing and signed by both parties.

 22. Entire Agreement.  这些使用条款和条件构成双方就本协议标的达成的完整协议.

 23. Copyright Agent

Mercer’s Copyright Agent for Notice of claims of copyright infringement can be reached at:

 Mercer (US) LLC

 Office of the General Counsel

 Attn: Copyright Agent

 1166 Avenue of the Americas

 New York, NY 10036 

If you believe that there is any content on the Site that infringes your copyrighted work, please provide the following information to Mercer’s Copyright Agent:

(a)获授权代表版权权益拥有人行事的人的电子或实体签名;

(b) a description of the copyrighted work that you claim has been infringed;

(c) a description of where the material that you claim is infringing is located on this Site;

(d) your address, telephone number, and email address;

(e)你有诚意相信有争议的使用未经版权拥有人授权的声明, its agent, or the law; and

(f) a statement by you, made under penalty of perjury, 你的通知内的上述资料准确无误，以及你是版权拥有人或获授权代表版权拥有人行事.

Read Modern Slavery Statement Act